Investments

Investment Management

Investments are the backbone of every financial plan and key to long term financial success. At LifePlan we customize each portfolio to meet your individual needs. We are fee based and independent, so our only incentive is to generate good results.

Highlights of our Investment Process

Customization: Investing is not a one size fits all. Each portfolio is constructed to meet your individual time horizon and risk tolerance.

Research: We firmly believe in a healthy dose of due diligence. We have access to some of the best thinking in the investment community. We leverage this research in both our portfolio construction and individual investment selection. Each investment is subject to a quantitative and qualitative review process before it is added to our approved list.

Diversification: We feel diversification is vital to long term success. We use a combination of mutual funds, exchange traded funds and private investments. Portfolios are constructed using stocks, bonds and alternative investments. Our thinking is shaped by current economic and market conditions, along with lessons from history.

Long term Perspective: Investing by nature is long term. We keep a long term perspective, while limiting the portfolios volatility.

Tax Efficiency: Taxable portfolios are assembled with tax efficiency in mind. We believe that taxes must be considered in every decision. However, the goal of tax planning should be to maximize after-tax returns, not to minimize taxes.

Cost Structure: Your costs are low. We put a strong emphasis on keeping the internal costs very low. Our advisory fees are very competitive and fully visible – never hidden.